Excel Title Services
Excel Title Services

Complete Protection for the Purchase of Your Home

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What is Title Insurance?

Title insurance provides you and the lender protection in case something unforeseen happens. Title insurance covers the loss of ownership interest in your property due to any number of reasons. Unlike traditional insurance that protects you against something in the future, title insurance protects you from something in the past. Also unlike other types of insurance, you only pay a premium once, at the time of the closing.

Title insurance can protect you from the following:

  • Undisclosed or unknown heirs
  • Forged deeds, mortgages, wills, and other documents
  • Probate issues
  • Deeds and wills by persons of unsound mind
  • Conveyances by undisclosed divorced spouses
  • Deeds by persons falsely representing their marital status
  • Adverse possession
  • Tax record errors
  • Unrecorded encumbrances and instruments

Our Title Insurance specialists

I can’t say enough good things about Excel Title Services! They were organized, efficient, and kept me informed at every step of the process. It’s evident they care about their clients.

Michael W.

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Latest INSIGHTS

  • The Essential Role of Title Insurance in Mortgage Refinancing

    In light of the recent Wall Street Journal article questioning the value and necessity of title insurance in mortgage refinancings, Excel Title Services feels compelled to provide a counter-perspective that highlights the importance and benefits of title insurance, even in seemingly low-risk scenarios. Understanding Title Insurance Title insurance is a protective measure that ensures the…

  • How Title Insurance Protects Against Fraud in Commercial Real Estate

    In the dynamic and often complex world of commercial real estate, fraud can pose a significant threat to investors, developers, and lenders. Fraudulent activities, ranging from forged documents to undisclosed liens, can result in substantial financial losses and legal complications. At Excel Title Services, we understand the critical role that title insurance plays in protecting…

  • The Role of Surveys in Commercial Real Estate Title Insurance

    In the realm of commercial real estate transactions, the importance of thorough due diligence cannot be overstated. One critical aspect of this due diligence process is obtaining a comprehensive survey of the property. Surveys play a pivotal role in ensuring the accuracy and reliability of title insurance for commercial properties. At Excel Title Services, we…