Andrew Top

Senior Title Attorney

Andrew is a Senior Title Attorney working in the firm’s Real Estate practice group and its affiliated company, Excel Title Services, and is a licensed Ohio Title Insurance Agent. He brings a wealth of experience in handling real estate title matters and closings, and is experienced in resolving various real estate matters.

Andrew obtained his law degree from the University of Dayton, graduating cum laude. He holds a masters degree in City and Regional Planning from The Ohio State University and a bachelor’s degree in History from Wittenberg University. Andrew is a member of the Ohio State Bar Association.

  • State of Ohio
  • J.D., University of Dayton, cum laude
  • M.S., City and Regional Planning, The Ohio State University
  • B.S., History, Wittenberg University

Recent Insights

  • New FinCEN Reporting Rule for Certain Residential Real Estate Transfers Begins March 1, 2026

    Starting March 1, 2026, a new federal reporting rule will change what information must be collected and submitted in certain residential real estate transactions—especially all-cash (or otherwise “non-financed”) purchases involving trusts and entities. The rule comes from the Financial Crimes Enforcement Network (FinCEN) and is designed to increase transparency in transactions that can be attractive for money laundering and…

  • First-Time Homebuyers Are Now 40: What That Means for Your Closing

    According to the National Association of Realtors, the median age of first-time homebuyers has climbed to 40 years old—a record high. The “starter home in your late twenties” picture is giving way to something new: first-time buyers who are mid-career, juggling kids, careers, and long-term financial planning. So what’s driving the shift, and how does it…

  • Commercial Real Estate Outlook: What’s Ahead?

    Key Trends Whether you’re an investor, tenant, or industry pro, now’s the time to stay informed and strategic. Curious how these trends impact your business or portfolio? Let’s talk! Our commercial real estate title department at Excel Title would be happy to discuss these industry changes. We are also able to connect you with an…

A DBL Law Company

Attorney driven title services for the security and peace of mind of your legal documents.

  • Cincinnati

    221 East Fourth Street, Suite 2500, Cincinnati, OH 45202

    (513) 241-4110

  • Covington

    109 East Fourth Street, Covington, KY 41011

    (859) 341-1881

  • Kettering

    580 Lincoln Park, Suite 333 Kettering, OH 45429

    (937) 294-0700

  • Louisville

    321 West Main Street, Suite 2100, Louisville, KY 40202

    (502) 572-2500

  • West Chester

    9100 West Chester Towne Centre Rd, Suite 235 West Chester Township, OH 45069

    (513) 639-7677

  • Wilmington

    2333 Rombach Avenue Wilmington, OH 45429

    (937) 382-5552