Our Services
Providing attorney driven residential and commercial title services for the security and peace of mind of your legal documents.
Excel Title Services went above and beyond to ensure a smooth closing for my new home. Their dedication and personalized approach set them apart from other title companies. I am grateful for their exceptional service.
JOHN P.
Unlike traditional insurance that protects you against something in the future, title insurance protects you from something in the past. You only pay a premium once, at the time of the closing.
A title exam is an examination by a title agent of all public records that affect the property a buyer is purchasing. The title agent reviews prior mortgages, judgments, and liens to make sure they were all paid in full and past wills, deeds and trusts, making sure the title has passed correctly to each new owner. The title agent is looking for unpaid taxes, an unsatisfied contractor’s lien, a boundary dispute, or fraudulent documents – any issue that can interfere with your purchase.
Excel Title Services accurately and promptly performs Uniform Commercial Code (UCC) and litigation searches throughout the U.S. Excel Title Services can also ensure the proper filing of UCC-1 financing statements and any UCC-3 amendments in all states.
In foreclosure matters, Excel Title Services is an experienced provider of Preliminary Judicial Reports and Judicial Commitments. Foreclosure occurs when mortgage lenders take possession of real estate to recoup losses on a defaulted loan. When foreclosure begins, the lender obtains a title report to verify certain information about the property.
ExcelExchanges is a 1031 exchange facilitator committed to providing professional client service, efficiency, value, reliability and peace of mind. Our team of tax attorneys and professionals structure, coordinate and document 1031 exchanges for clients across the country.
Excel Title Services experienced staff of closing agents is highly skilled at coordinating all aspects of a real estate transaction. We prepare all necessary closing documentation, review surveys and disburse closing funds.
Through our network of contacts, we are able to effectively coordinate transactions involving sites in multiple counties and states. Our experienced team has extensive experience in national real estate transactions.
Each state has their own requirements and we have both the industry contacts and the experience necessary to address any interstate issues that might impact your project.
At the conclusion of your real estate transaction, we’ll take all documents related to the transaction and ensure they are recorded with the proper local, state and national entities. We make sure the files are correct and in the right place. Our experts will ensure the timely recording of deeds, mortgages, leases, etc., to protect your real estate interests. We will determine the applicable recording fees and transfer tax, file documents where required, and address all other recording issues.
Most lenders and title insurance underwriters require a survey of the property being purchased or mortgaged. Excel Title Services will assist you in locating a land surveyor for the appropriate land survey to fit the needs of your real estate transaction.
We will order a survey and review for any potential problems. If any issues are discovered, we will notify the real estate broker, lender and the new buyer immediately.
Excel Title Services is fully equipped to act as the Escrow Agent on any transaction, including managing earnest money escrow accounts and post-closing escrow accounts. Excel Title Services is fully insured and its closings may be insured on request.
Insights
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What is Title Insurance?
Title insurance is a critical safeguard for property owners and lenders, whether involved in residential or commercial real estate transactions. It protects against potential issues like unpaid taxes, liens, or legal disputes over ownership. Whether you’re purchasing a home or investing in a business property, Excel Title Services ensures you’re covered against unforeseen title defects that could…
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The Essential Role of Title Insurance in Mortgage Refinancing
In light of the recent Wall Street Journal article questioning the value and necessity of title insurance in mortgage refinancings, Excel Title Services feels compelled to provide a counter-perspective that highlights the importance and benefits of title insurance, even in seemingly low-risk scenarios. Understanding Title Insurance Title insurance is a protective measure that ensures the…
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How Title Insurance Protects Against Fraud in Commercial Real Estate
In the dynamic and often complex world of commercial real estate, fraud can pose a significant threat to investors, developers, and lenders. Fraudulent activities, ranging from forged documents to undisclosed liens, can result in substantial financial losses and legal complications. At Excel Title Services, we understand the critical role that title insurance plays in protecting…
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The Role of Surveys in Commercial Real Estate Title Insurance
In the realm of commercial real estate transactions, the importance of thorough due diligence cannot be overstated. One critical aspect of this due diligence process is obtaining a comprehensive survey of the property. Surveys play a pivotal role in ensuring the accuracy and reliability of title insurance for commercial properties. At Excel Title Services, we…
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Excel Title Services Expands Regional Presence with Strategic Merger with First Central Land Title Agency
Excel Title Services, a leading provider of comprehensive title solutions, is pleased to announce its strategic merger with First Central Land Title Agency, a respected title services provider based in Kettering, Dayton and Wilmington. This exciting union marks a significant milestone for both companies and enhances their collective ability to serve clients with even greater…
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Title Insurance: Your Shield Against Property Ownership Nightmares
When you’re buying a new home or real estate property, it’s an exciting time filled with possibilities and dreams of the future. However, amidst the excitement, it’s essential not to overlook one crucial aspect of the transaction: title insurance. Excel Title Services is here to emphasize the importance of having title insurance and working with…
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Commercial Real Estate Purchasers – Be Diligent With Your Due Diligence
It is all too easy to toss aside a commercial real estate purchase agreement once signed. However, it is important for the purchaser of commercial real estate to be aware of the terms of the agreement. One of the most critical terms is the deadline by which the purchaser must complete its due diligence for…
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Protecting Buyers and Sellers: The Importance of Title Companies
The Greater Cincinnati real estate market has seen strong growth despite industry setbacks caused by the COVID-19 pandemic. Real estate professionals attribute this to low interest rates and inventory shortages. While the longevity of the current growth is unpredictable, the need for title companies is constant. What do Title Companies do? Through their title agents,…
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Excel Title Expands To West Chester Township
Excel Title Services has expanded its regional footprint, opening an office in West Chester Township’s Towne Centre Square. Excel Title Services, LLC, is a full-service title company serving Ohio, Kentucky, and Indiana. Licensed title insurance agents and real estate attorneys offer a range of services to owners, purchasers, lenders, developers, and builders, including: Senior Title…
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Tips For Purchasing Title Insurance
There are many reasons why it is important for a real estate owner and mortgage lender to purchase title insurance. Title insurance protects owners and lenders from hidden hazards resulting from liens, encumbrances and defects in the title to the property. These hidden hazards threaten the investment in the real estate, which oftentimes is substantial.…
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Employment Practices Insurance is a Wise Decision but Be Informed About the Purchase
With the increase in employment law cases over the last several years, employers are looking for ways to protect its business and assets. This has led to a dramatic increase in employers purchasing Employment Practices Liability (“EPL”) insurance. Some employers purchase a separate policy or the EPL coverage may be a rider to a general…
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Excel Title Services Offering Electronic Document Recording In Select OH Counties
Excel Title Services has begun using eRecording in multiple Ohio counties, including Butler, Clermont, Warren and Hamilton County. eRecording delivers real estate instruments, e.g. deeds, mortgages, etc., electronically to the Recorder, making the recording process faster and more efficient. eRecording saves our clients time and money on document recording and returns, according to Excel Title Services Manager and DBL…