Author: Patrick Hughes
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What is Title Insurance?
Title insurance is a critical safeguard for property owners and lenders, whether involved in residential or commercial real estate transactions. It protects against potential issues like unpaid taxes, liens, or legal disputes over ownership. Whether you’re purchasing a home or investing in a business property, Excel Title Services ensures you’re covered against unforeseen title defects that could…
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The Essential Role of Title Insurance in Mortgage Refinancing
In light of the recent Wall Street Journal article questioning the value and necessity of title insurance in mortgage refinancings, Excel Title Services feels compelled to provide a counter-perspective that highlights the importance and benefits of title insurance, even in seemingly low-risk scenarios. Understanding Title Insurance Title insurance is a protective measure that ensures the…
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How Title Insurance Protects Against Fraud in Commercial Real Estate
In the dynamic and often complex world of commercial real estate, fraud can pose a significant threat to investors, developers, and lenders. Fraudulent activities, ranging from forged documents to undisclosed liens, can result in substantial financial losses and legal complications. At Excel Title Services, we understand the critical role that title insurance plays in protecting…
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The Role of Surveys in Commercial Real Estate Title Insurance
In the realm of commercial real estate transactions, the importance of thorough due diligence cannot be overstated. One critical aspect of this due diligence process is obtaining a comprehensive survey of the property. Surveys play a pivotal role in ensuring the accuracy and reliability of title insurance for commercial properties. At Excel Title Services, we…
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Commercial Real Estate Purchasers – Be Diligent With Your Due Diligence
It is all too easy to toss aside a commercial real estate purchase agreement once signed. However, it is important for the purchaser of commercial real estate to be aware of the terms of the agreement. One of the most critical terms is the deadline by which the purchaser must complete its due diligence for…
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Tips For Purchasing Title Insurance
There are many reasons why it is important for a real estate owner and mortgage lender to purchase title insurance. Title insurance protects owners and lenders from hidden hazards resulting from liens, encumbrances and defects in the title to the property. These hidden hazards threaten the investment in the real estate, which oftentimes is substantial.…
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Excel Title Services Offering Electronic Document Recording In Select OH Counties
Excel Title Services has begun using eRecording in multiple Ohio counties, including Butler, Clermont, Warren and Hamilton County. eRecording delivers real estate instruments, e.g. deeds, mortgages, etc., electronically to the Recorder, making the recording process faster and more efficient. eRecording saves our clients time and money on document recording and returns, according to Excel Title Services Manager and DBL…